Disclaimers — Assoc. of Military Spouse Entrepreneurs

TERMS AND CONDITIONS

This agreement is between the user of this Website (within this document and from here on out, the Website will refer to www.amseagency.com) and the Assoc. of Military Spouse Entrepreneurs (AMSE Agency®)

This Website is provided “as is” without any representations or warranties, express or implied. Association of Military Spouse Entrepreneurs (AMSE Agency®) makes no representations or warranties with this website or the information and materials provided on this website.

Without prejudice to the generality of the foregoing paragraph, does not warrant that:

This Website will be constantly available, or available at all; or

The information on this Website is complete, true, accurate, and non-misleading.

Nothing on this Website constitutes or is meant to constitute advice of any kind.

Limitations of Liability

AMSE Agency® will not be liable to you (whether under the law of contract, the law of torts, or otherwise) about the contents of, or use of, or otherwise in connection with this website:

For any indirect, special, or consequential loss; or

For any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

These limitations of liability apply even if the AMSE Agency® has been expressly advised of the potential loss.

Exceptions

Nothing in this Website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit, and nothing in this Website disclaimer will exclude or limit AMSE Agency® liability in respect of any:

Death or personal injury caused by AMSE Agency® negligence;
Fraud or fraudulent misrepresentation on the part of AMSE Agency® or
Matter which it would be illegal or unlawful for AMSE Agency® to exclude or limit, or to attempt or purport to exclude or limit, its liability.

Reasonableness

By using this Website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.

If you do not think they are reasonable, you must not use this Website.

Other Parties

You accept that, as a limited liability entity, AMSE Agency® has an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against officers or employees regarding any losses you suffer in connection with the Website.

Without prejudice to the foregoing paragraph, you agree that the limitations of warranties and liability set out in this website disclaimer will protect employees, agents, subsidiaries, successors, assignees, and sub-contractors as well.

Unenforceable Provisions

If any provision of this website disclaimer is or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this Website disclaimer.

1. Introduction

1.1 This disclaimer shall govern your use of our Website.

1.2 By using our Website, you accept this disclaimer in full; accordingly, if you disagree with this disclaimer or any part of this disclaimer, you must not use our Website.

1.3 Our Website uses cookies; by using our website or agreeing to this disclaimer, you consent to our use of cookies by the terms of our privacy and cookies policy.

2. Copyright notice

2.1 Copyright (c) 2024 AMSE Agency®

2.2 Subject to the express provisions of this disclaimer:

(a) we, together with our licensors, own and control all the copyright and other intellectual property rights in our Website and the material on our Website; and

(b) all the copyright and other intellectual property rights in our Website and the material on our Website are reserved.

3. License to use the Website

3.1 You may:

(a) view pages from our Website in a web browser;

(b) download pages from our Website for caching in a web browser; and

3.2 Except as expressly permitted by Section 4.1 or the other provisions of this disclaimer, you must not download any material from our Website or save any such material to your computer.

3.3 This Website is for your entertainment purposes, not your business.

3.4 Unless you own or control the relevant rights in the material, you must not:

(a) republish material from our Website (including republication on another website);

(b) sell, rent, or sub-license material from our website;

(d) exploit material from our Website for a commercial purpose; or

(e) redistribute material from our Website.

3.5 We reserve the right to restrict access to areas of our Website, or indeed our whole website, at our discretion; you must not circumvent, bypass, or attempt to circumvent or bypass any access restriction measures on our website.

4. Acceptable use

4.1 You must not:

(a) use our Website in any way or take any action that causes, or may cause, damage to the website or impairment of the performance, availability, or accessibility of the Website;

(b) use our Website in any way that is unlawful, illegal, fraudulent, or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity;

(c) use our Website to copy, store, host, transmit, send, use, publish, or distribute any material that consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit, or other malicious computer software;

(d) conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction, and data harvesting) on or about our website without our express written consent;

(e) access or otherwise interact with our Website using any robot, spider, or other automated means, except for search engine indexing;

(f) violate the directives set out in the robots.txt file for our Website; or

(g) use data collected from our Website for any direct marketing activity (including without limitation email marketing, SMS marketing, telemarketing, and direct mailing).

4.2 You must not use data collected from our Website to contact individuals, companies, or entities.

4.3 You must ensure that all the information you supply to us through our website, or about our website, is true, accurate, current, complete, and non-misleading.

5. Limited warranties

5.1 We do not warrant or represent:

(a) the completeness or accuracy of the information published on our Website;

(b) that the material on the Website is up to date; or

5.2 We reserve the right to discontinue or alter any or all of our Website services and to stop publishing our Website at any time in our sole discretion without notice or explanation; and save to the extent expressly provided otherwise in this disclaimer, you will not be entitled to any compensation or other payment upon the discontinuance or alteration of any Website services, or if we stop publishing the Website.

5.3 To the maximum extent permitted by applicable law and subject to Section 7.1, we exclude all representations and warranties relating to the subject matter of this disclaimer, our website, and the use of our Website.

6. The limitations and exclusions of liability set out in Section 7 and elsewhere in this disclaimer

6.1 Governs all liabilities arising under this disclaimer or relating to the subject matter of this disclaimer, including liabilities arising in contract, in tort (including negligence), and for breach of statutory duty, except to the extent expressly provided otherwise in this disclaimer.

6.2 To the extent that our website and the information and services on our website are provided both free of charge and paid services, we will not be liable for any loss or damage of any nature.

6.3 We will not be liable to you in respect of any losses arising out of any event or events beyond our reasonable control.

6.4 We will not be liable to you in respect of any business losses, including (without limitation) loss of or damage to profits, income, revenue, use, production, anticipated savings, business, contracts, commercial opportunities, or goodwill.

6.5 We will not be liable to you in respect of any loss or corruption of any data, database, or software.

6.6 We will not be liable to you for any special, indirect, or consequential loss or damage.

6.7 You accept that we have an interest in limiting the personal liability of our officers and employees and, having regard to that interest, you agree that you will not bring any claim personally against our officers or employees in respect of any losses you suffer in connection with the website or this disclaimer (this will not, of course, limit or exclude the liability of the limited liability entity itself for the acts and omissions of our officers and employees).

7. Variation

7.1 We may revise this disclaimer from time to time.

7.2 The revised disclaimer shall apply to the use of our website from the time of publication of the revised disclaimer on the Website.

8. Severability

8.1 If a provision of this disclaimer is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect.

8.2 If any unlawful and unenforceable provision of this disclaimer would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.

9. Law and jurisdiction

9.1 This disclaimer shall be governed by the laws of the state of Deleware and construed by United States law.

9.2 Any disputes relating to this disclaimer shall be subject to the Virginia jurisdiction of the United States of America courts.

10. Our details

10.1 This website is owned and operated by the AMSE Agency®

10.2 You can contact us:

(b) using our website contact form; https://www.amseagency.com/contact

11. Returns and Refunds Policy

11.1 For all access and paid memberships, you must cancel your membership from your user profile on the Circle platform.

11.2 All sales for programs are final. This includes AMSE All Access membership, the Build Your Business the AMSE Way Course, the AMSE Military Spouse Entrepreneur Conference, and additional courses, programs, and events.

12. Indemnification

Contractor agrees to defend, indemnify and hold Client, its affiliated companies and its respective employees, officers, directors, trustees and agents harmless from and against any and all losses, claims, suits, actions, liabilities, obligations, costs and expenses (including reasonable attorneys’ fees and costs) which they suffer as a result of (i) the negligence or intentional misconduct of Contractor; (ii) Contractor’s breach of any provision of this Agreement (including any representation or warranty); (iii) information, statements or materials (including any claims relating to intellectual property rights therein), prepared or provided by Contractor including, without limitation, any claims of infringement or misappropriation of copyright, trademark, patent, trade secret or other intellectual property or proprietary right, infringement of the rights of privacy or publicity, or defamation or libel; or (iv) product liability or death, personal injury or property damage arising out of, or relating to, Contractor’s products or services. Client shall have the right, but not the obligation, to participate in the defense of any such actions with the counsel of its choosing.

13. This Website is for adults ages 18+ and above.

14. AMSE™ reserves the right to terminate a membership at any time.

If you have any questions about our refund policy or need support please get in touch with us.

Privacy Policy

This agreement is between the user of this Website (within this document and from here on out, the Website will refer to www.amseagency.com) and the AMSE Agency®.

AMSE Agency® is committed to protecting your privacy and ensuring the security of the information you submit to us. Our Privacy Policy informs you about how and why we collect any personal information about you and how we use that information. Your accessing and continued use of our site signify your explicit consent to these terms and conditions and data practices of our Privacy Policy. This privacy policy applies to the website www.amseagency.com.

Registration

We do not require registration to browse on our site. To receive our emails, you must provide your email address and name. Registered members will occasionally receive information on products, services, special sales, and our newsletter. You can opt-out of receiving these types of information, and you may unsubscribe at any time.

Information That We Collect About You, For What Purpose, and How We Process It:

In running and maintaining our website and membership we may collect and process the following data about you:

Communication Data includes any communication that you send to us whether that be through the contact form on our website, through email, text, social media messaging, social media posting, or any other communication that you send us. We process this data to communicate with you, for record-keeping, and for the establishment, pursuance, or defense of legal claims. Our lawful ground for this processing is our legitimate interests which in this case are to reply to communications sent to us, to keep records, and to establish, pursue, or defend legal claims.

Customer Data includes data relating to any purchases of goods and/or services such as your name, title, billing address, delivery address email address, phone number, contact details, purchase details, and your card details. We process this data to supply the goods and/or services you have purchased and to keep records of such transactions. Our lawful ground for this processing is the performance of a contract between you and us and/or taking steps at your request to enter into such a contract.

User Data includes data about how you use our website and any online services together with any data that you post for publication on our website or through other online services. We process this data to operate our website and ensure relevant content is provided to you, to ensure the security of our website, to maintain back-ups of our website and/or databases, and to enable publication and administration of our website, other online services, and business. Our lawful ground for this processing is our legitimate interests which in this case are to enable us to properly administer our website and our business.

Technical Data that includes data about your use of our website and online services such as your IP address, your login data, details about your browser, length of visit to pages on our website, page views and navigation paths, details about the number of times you use our website, time zone settings, and other technology on the devices you use to access our website. The source of this data is from our analytics tracking system. We process this data to analyze your use of our website and other online services, to administer and protect our business and website, to deliver relevant website content and advertisements to you, and to understand the effectiveness of our advertising. Our lawful ground for this processing is our legitimate interests which in this case are to enable us to properly administer our website and our business to grow our business and to decide our marketing strategy.

Marketing Data which includes data about your preferences in receiving marketing from us and our third parties and your communication preferences. We process this data to enable you to partake in our promotions such as competitions, prize draws, and free giveaways, to deliver relevant website content and advertisements to you, and to measure or understand the effectiveness of this advertising. Our lawful ground for this processing is our legitimate interests which in this case are to study how customers use our products/services, to develop them, to grow our business, and to decide our marketing strategy.

We may use Customer Data, User Data, Technical Data, and Marketing Data to deliver relevant website content and advertisements to you (including Facebook adverts or other display advertisements) and to measure or understand the effectiveness of the advertising we serve you. Our lawful ground for this processing is legitimate interests which is to grow our business. We may also use such data to send other marketing communications to you. Our lawful ground for this processing is either consent or legitimate interests (namely to grow our business).

Information Collected and How it is Used

Information You Voluntarily Submit on the Website: We may collect personal information when you register with us and use our services, such as your name and email address. This may occur when you submit a “Contact Us” form, submit a comment on a blog post, or subscribe to our newsletter. Additionally, we may use your personal information as outlined in the registration section above.
Information We Collect from Others/Third Party Partners or Vendors: We may receive information about you from other sources. For example, if you use third-party software through the site, such as an online store or a scheduling application, they may transfer information to us for fulfillment, etc.

Payment information is collected from other sources/third-party platforms.

Automatically-Collected and Stored Information: We automatically collect certain information about you and the device with which you access the Website. When you use the Website, the information we collect may include your IP address, operating system type, browser type, domain names, referring website, pages you viewed, access time, and the dates/times when you accessed the Website. We may also collect information about actions you take when using the Website, such as links clicked.
Cookies: We may process information using cookies. A cookie is a small data file that we download to your computer, containing information about you to facilitate interaction with our site and services. Cookies make it possible for us to store the contents of your shopping cart until you are ready to check out and recognize your browser when you visit. By doing this, we can personalize your visits and save you time during checkout. Cookies can also enable us to track and target the interests of our users to enhance the experience on our site. We may use both session cookies, which expire when you close your browser, and persistent cookies, which stay on your browser until deleted. If you reject the cookie, you may still use our site. However, to enjoy the benefits of being a registered user, your browser must be set to accept cookies.

Use of Your Information

We may use the information collected in the following ways:

To operate and maintain the Website;
To send you promotional information, such as newsletters, surveys, and marketing material. Each email promotion will provide information on how to opt out of future mailings;
To send you administrative communications, such as administrative emails, confirmation emails, technical notices, updates on policies, or security alerts;
To respond to your comments or inquiries;
To provide you with user support;
To track and measure advertising on the Website;
To process payment for purchases you make through the Website.
To protect, investigate, and deter against unauthorized or illegal activity.

Sensitive Personal Information

At no time should you submit sensitive personal information to the Website. This includes your social security number, information regarding race or ethnic origin, political opinions, religious beliefs, health information, criminal background, or trade union memberships. If you elect to submit such information to us, it will be subject to this Privacy Policy.

We often carry out surveys and quizzes to better understand you (our audience), so we can help you to build a successful business. Some of the questions we ask may provide us with sensitive data about you. We will also collect sensitive data from you if you join our membership.

We require your explicit consent for processing sensitive data.

Where we are required to collect personal data by law, or under the terms of the contract between us and you do not provide us with that data when requested, we may not be able to perform the contract (for example, to deliver goods or services to you). If you don’t provide us with the requested data, we may have to cancel a product or service you have ordered but if we do, we will notify you at the time.

We will only use your data for a purpose it was collected for or a reasonably compatible purpose if necessary. For more information on this please email us at hello@amseagency.com. In case we need to use your details for an unrelated new purpose we will let you know and explain the legal grounds for processing.

We may process your data without your knowledge or consent where this is required or permitted by law.

Your Rights Related to Your Personal Information

Opt-out: You may opt out of future email communications by following the unsubscribe links in our emails. You may also notify us at hello@amseagency.com to be removed from our mailing list.
Amend/Change: You may contact us at hello@amseagency.com to amend or update your personal information. You may also re-subscribe and update your subscription profile to update your personal information.
Forget: In certain situations, you may request that we erase or forget your data. To do so, please submit a request to hello@amseagency.com. In this case, you may be removed from the membership.
Please note that we may need to retain certain information for record-keeping purposes to complete transactions, or when required by law.

Marketing Communications

Our lawful ground for processing your data to send you marketing communications is either your consent or our legitimate interests (namely to grow our business).

Under the Privacy and Electronic Communications Regulations, we may send you marketing communications from us if (i) you made a purchase or asked for information from us about our goods or services or (ii) you agreed to receive marketing communications and in each case, you have not opted out of receiving such communications since. Under these regulations, if you are a limited company, we may send you marketing emails without your consent. However, you can still opt out of receiving marketing emails from us at any time.

You can ask us to stop sending you marketing messages at any time by clicking on the unsubscribe link and the bottom of our emails.

If you opt-out of receiving marketing communications this opt-out does not apply to personal data provided as a result of other transactions, such as purchases, warranty registrations etc.

Information Sharing and Disclosure

AMSE Agency® will not rent, sell, or share your personal information with other people or non-affiliated companies except to provide products, services, and campaign opportunities that you have requested or unless we have your explicit permission as agreed to in this Privacy Policy or otherwise. AMSE Agency® may also contract with vendors to help us analyze traffic and usage of our site, communicate with you about offers and services from the AMSE Agency®, and help us provide better services. These companies will not be provided any independent right to use or share personal information. We may share personal information without notice to respond to subpoenas, court orders, or legal service of process; or to establish or exercise our legal rights; or to protect the property of AMSE Agency® and/or to defend against legal claims. AMSE Agency® also may share personal information when we believe it necessary to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of our Terms of Service, or as otherwise required by law. In addition, we may transfer information about you if we are acquired by, reorganized, or merged with another company. In that event, we will notify active registered users if there is a need to change this Privacy Policy.

Specific Third-Party Use

Additionally, AMSE Agency® may use third-party service providers to service various aspects of the Website. Each third-party service provider’s use of your personal information is subject to their respective privacy policies. We encourage you to review the privacy policies of those sites you choose to link to from the AMSE Agency® before providing your personal information to them so that you can understand how those unaffiliated sites collect, use, and share your information. AMSE Agency® currently uses the following third-party service providers:

Google Analytics: this service tracks Website usage and provides information such as referring websites and user actions on the Website. Google Analytics may capture your IP address, but Google Analytics captures no other personal information.

Convertkit: this service is used to deliver email updates and newsletters. We store your name and email address to deliver such communications.
Circle: this service is where the membership dashboard and resources are hosted.
Airtable: this service is used to apply to become part of the AMSE™ membership.

At this time, your personal information is not shared with any other third-party applications. This list may be amended from time to time at the Company’s sole discretion.

Credit Card Data

We do not collect or store your full credit card information when you make a payment online. All credit card transactions are processed securely through PayPal and or Stripe, and at no point does the AMSE Agency® receive your full credit card information or store this. Therefore, your card information is completely secure and protected by PayPal and or Stripe and none of our employees have any access to your full credit card number, payment platform profile, or security code whatsoever.

Data Security

We have put in place security measures to prevent your data from being accidentally lost, used, altered, disclosed, or accessed without authorization. We also allow access to your data only to those employees and partners who have a business need to know such data. They will only process your data on our instructions and they must keep it confidential.

We have procedures in place to deal with any suspected personal data breach and will notify you and any applicable regulator of a breach if we are legally required to.

Data Retention

We will only retain your data for as long as necessary to fulfill the purposes we collected it for, including to satisfy any legal, accounting, or reporting requirements.

When deciding what the correct time is to keep the data we look at its amount, nature and sensitivity, potential risk of harm from unauthorized use or disclosure, the processing purposes, if these can be achieved by other means and legal requirements.

For tax purposes, the law requires us to keep basic information about our customers (including Contact, Identity, Financial, and Transaction Data) for six years after they stop being customers.

In some circumstances, we may anonymize your data for research or statistical purposes in which case we may use this information indefinitely without further notice to you.

Anonymous Info/Data

From time to time, we may use anonymous data, which does not identify you alone, or when combined with data from other parties. This type of anonymous data may be provided to other parties for marketing, advertising, or other uses. Examples of this anonymous data may include analytics or information collected from cookies.

Publicly Visible Info

Certain information may be publicly visible if you create a user profile on the Website, attend an event or leave a comment.

Affiliate partnership: a cookie will be placed on your browser to track any sales or visits for purposes of commissions.
Newsletters: On the Website, you may subscribe to our newsletter, which may be used for advertising purposes. All newsletters sent may contain tracking pixels. The pixel is embedded in emails and allows an analysis of the success of online marketing campaigns. Because of these tracking pixels, we may see if and when you open an email and which links within the email you click. Also, this allows the Website to adapt the content of future newsletters to the user's interests. This behavior will not be passed on to third parties.
Live Events: Events attended may be recorded and used for marketing and partnership purposes.

Children Under Sixteen

AMSE Agency® does not intentionally target our site or our services to children, and the AMSE Agency® will not knowingly collect personal information from children under the age of 18. If a parent or guardian believes that the Website has personally identifiable information about a child under the age of 16 in its database, please get in touch with us immediately at hello@amseagency.com, and we will use our best efforts to remove such information from our records promptly.

Use of Information

AMSE Agency® collects and uses your personal information to operate its website(s) and to deliver the services that you have requested. AMSE Agency® uses your personal information to fulfill your requests for products and services, to improve our services, to customize the advertising and content you see, and to contact you. AMSE Agency® uses anonymous information, such as that about web pages viewed, to analyze trends, track user's movements, provide a better website experience, and gather broad demographic information for aggregate use. AMSE Agency® and its affiliates do not use this data in a manner that would identify you personally.

Third-Party Links

This website may include links to third-party websites, plug-ins, and applications. Clicking on those links or enabling those connections may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy statements. When you leave our website, we encourage you to read the privacy notice of every website you visit.

Use of Cookies

Cookies provide information regarding the computer used by a visitor. We may use cookies where appropriate to gather information about your computer to assist us in improving our website.

We may gather information about your general internet use by using the cookie. Where used, these cookies are downloaded to your computer and stored on the computer’s hard drive. Such information will not identify you personally; it is statistical data that does not identify any personal details whatsoever.

You can adjust the settings on your computer to decline any cookies if you wish. This can be done within the “settings” section of your computer. For more information please read the advice at AboutCookies.org.

Updates to this Policy

AMSE Agency® may occasionally update this policy to reflect Company and consumer feedback.

AMSE Agency® encourages you to review this policy for changes periodically and to be informed of how AMSE Agency® is protecting your information.

Questions and Suggestions

If you have questions about this Privacy Policy, contact us at hello@amseagency.com with your questions or concerns.

This Privacy Policy was last updated in January 2024.