AMSE Agency®

Terms and Conditions & Privacy Policy

Last Updated: January 2026

TERMS AND CONDITIONS

This agreement is between the user of this Website (hereinafter "Website," referring to www.amseagency.com) and the Association of Military Spouse Entrepreneurs (AMSE Agency®). This Website is provided "as is" without any representations or warranties, express or implied. AMSE Agency® makes no representations or warranties with respect to this Website or the information and materials provided on it.

Without prejudice to the generality of the foregoing, AMSE Agency® does not warrant that:

.a This Website will be constantly available, or available at all; or

.b The information on this Website is complete, true, accurate, or non-misleading.

Nothing on this Website constitutes or is meant to constitute advice of any kind.

Limitations of Liability

AMSE Agency® will not be liable to you (whether under contract law, tort law, or otherwise) in connection with the contents or use of this Website:

.a For any indirect, special, or consequential loss; or

.b For any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.

These limitations of liability apply even if AMSE Agency® has been expressly advised of the potential loss.

Exceptions

Nothing in this disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit, and nothing in this disclaimer will exclude or limit AMSE Agency®'s liability in respect of:

.a Death or personal injury caused by AMSE Agency®'s negligence;

.b Fraud or fraudulent misrepresentation on the part of AMSE Agency®; or

.c Any matter which it would be illegal or unlawful to exclude or limit.

Reasonableness

By using this Website, you agree that the exclusions and limitations of liability set out in this disclaimer are reasonable. If you do not think they are reasonable, you must not use this Website.

Other Parties

You accept that, as a limited liability entity, AMSE Agency® has an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against officers or employees regarding any losses you suffer in connection with the Website.

Without prejudice to the foregoing, you agree that the limitations of warranties and liability set out in this disclaimer will protect employees, agents, subsidiaries, successors, assignees, and sub-contractors as well.

Unenforceable Provisions

If any provision of this disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this disclaimer.

1. Introduction

1.1 This disclaimer governs your use of our Website.

1.2 By using our Website, you accept this disclaimer in full. If you disagree with this disclaimer or any part of it, you must not use our Website.

1.3 Our Website uses cookies. By using our Website or agreeing to this disclaimer, you consent to our use of cookies in accordance with our Privacy and Cookies Policy.

2. Copyright Notice

2.2 Subject to the express provisions of this disclaimer:

(a) We, together with our licensors, own and control all copyright and other intellectual property rights in our Website and the material on it; and

(b) All such copyright and intellectual property rights are reserved.

3. License to Use the Website

3.1 You may:

(a) View pages from our Website in a web browser;

(b) Download pages from our Website for caching in a web browser; and

3.2 Except as expressly permitted by Section 3.1, you must not download any material from our Website or save such material to your device.

3.3 This Website is for your personal and entertainment purposes, not for unauthorized commercial use.

3.4 Unless you own or control the relevant rights in the material, you must not:

(a) Republish material from our Website (including on another website);

(b) Sell, rent, or sub-license material from our Website;

(d) Exploit material from our Website for a commercial purpose; or

(e) Redistribute material from our Website.

3.5 We reserve the right to restrict access to areas of our Website at our discretion. You must not circumvent or attempt to bypass any access restriction measures.

4. Acceptable Use

4.1 You must not:

(a) Use our Website in any way that causes, or may cause, damage to the Website or impairment of its performance, availability, or accessibility;

(b) Use our Website in any unlawful, illegal, fraudulent, or harmful manner;

(c) Use our Website to copy, store, host, transmit, or distribute any spyware, malware, virus, Trojan horse, worm, or other malicious software;

(d) Conduct any systematic or automated data collection (including scraping, data mining, or data harvesting) on our Website without our express written consent;

(e) Access our Website using any robot, spider, or automated means, except for legitimate search engine indexing;

(f) Violate the directives in the robots.txt file for our Website; or

(g) Use data collected from our Website for direct marketing (including email marketing, SMS marketing, telemarketing, or direct mail).

4.2 You must not use data collected from our Website to contact individuals, companies, or other entities without authorization.

4.3 You must ensure that all information you supply to us through our Website is true, accurate, current, complete, and non-misleading.

5. Limited Warranties

5.1 We do not warrant or represent:

(a) The completeness or accuracy of the information published on our Website;

(b) That the material on the Website is up to date; or

5.2 We reserve the right to discontinue or alter any Website services and to stop publishing our Website at any time in our sole discretion without notice.

5.3 To the maximum extent permitted by applicable law, we exclude all representations and warranties relating to our Website and its use.

6. Limitations and Exclusions of Liability

6.1 The limitations set out in this Section govern all liabilities arising under this disclaimer, including those in contract, tort, and for breach of statutory duty.

6.2 We will not be liable for any loss or damage of any nature where our Website and its services are provided free of charge.

6.3 We will not be liable for any losses arising from events beyond our reasonable control.

6.4 We will not be liable for any business losses, including loss of profits, income, revenue, production, anticipated savings, contracts, or goodwill.

6.5 We will not be liable for any loss or corruption of data, databases, or software.

6.6 We will not be liable for any special, indirect, or consequential loss or damage.

6.7 You agree that you will not bring any personal claim against our officers or employees in respect of losses you suffer in connection with the Website.

7. Variation

7.1 We may revise this disclaimer from time to time.

7.2 The revised disclaimer shall apply to use of our Website from the time of its publication on the Website.

8. Severability

8.1 If a provision of this disclaimer is determined to be unlawful or unenforceable, the remaining provisions will continue in effect.

8.2 If any unlawful or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed deleted and the rest will continue in effect.

9. Law and Jurisdiction

9.1 This disclaimer shall be governed by the laws of the State of Delaware and construed in accordance with United States law.

9.2 Any disputes relating to this disclaimer shall be subject to the jurisdiction of United States courts in Texas.

10. Our Details

10.1 This Website is owned and operated by AMSE Agency®.

10.2 You can contact us:

(a) Using our website contact form: https://www.amseagency.com/contact

(b) By email: hello@amseagency.com

11. Returns and Refunds Policy

11.1 For all access and paid memberships, you must cancel your membership directly from your user profile on the Circle platform.

11.2 All sales for programs are final. This includes AMSE All Access membership, the Build Your Business the AMSE Way Course, the AMSE Military Spouse Entrepreneur Conference, and all additional courses, programs, and events.

12. Indemnification

You agree to defend, indemnify, and hold AMSE Agency®, its affiliated companies, and its respective employees, officers, directors, trustees, and agents harmless from and against any and all losses, claims, suits, actions, liabilities, obligations, costs, and expenses (including reasonable attorneys' fees) arising from: (i) your negligence or intentional misconduct; (ii) your breach of any provision of this Agreement; (iii) information, statements, or materials you provide, including intellectual property claims; or (iv) any product liability or personal injury arising out of your use of our services.

13. Age Requirement

This Website is intended for adults ages 18 and older. By using this Website, you confirm that you are at least 18 years of age.

14. Membership Termination

AMSE™ reserves the right to terminate a membership at any time, at its sole discretion, with or without cause. If you have any questions about our refund policy or need support, please contact us at hello@amseagency.com.

PRIVACY POLICY

This agreement is between the user of this Website and AMSE Agency®. AMSE Agency® is committed to protecting your privacy and ensuring the security of any information you submit to us. Our Privacy Policy explains how and why we collect personal information about you and how we use it.

Your continued use of our Website signifies your explicit consent to the data practices described in this Privacy Policy. This policy applies to the website www.amseagency.com and was last updated in January 2026.

Registration

We do not require registration to browse our Website. To receive our emails, you must provide your name and email address. Registered members may occasionally receive information on products, services, special offers, and our newsletter. You may opt out or unsubscribe at any time.

Information We Collect and How We Use It

In running and maintaining our Website and membership community, we may collect and process the following data: Communication Data includes any messages you send us through our contact form, email, text, social media, or any other channel. We use this data to communicate with you, maintain records, and establish or defend legal claims. Customer Data includes information related to purchases such as your name, billing and delivery address, email address, phone number, and payment details. We use this data to fulfill orders and maintain transaction records.

User Data includes information about how you use our Website and any content you post through our online services. We use this data to operate and improve our Website, ensure security, and administer our business.

Technical Data includes your IP address, login data, browser details, page views, navigation paths, visit frequency, and time zone. We use analytics to administer and protect our Website and to deliver relevant content.

Marketing Data includes your preferences regarding marketing communications from us and third parties. We use this data to deliver relevant content and advertisements and to measure advertising effectiveness.

How Your Information Is Used

We may use collected information to:

.a Operate and maintain the Website;

.b Send you promotional information, such as newsletters and marketing materials (with opt-out options in every email);

.c Send administrative communications, such as confirmations, policy updates, and security alerts;

.d Respond to your comments or inquiries and provide user support;

.e Track and measure advertising on the Website;

.f Process payments for purchases made through the Website; and

.g Protect, investigate, and deter against unauthorized or illegal activity.

Sensitive Personal Information

Please do not submit sensitive personal information to the Website, including Social Security numbers, race or ethnic origin, political opinions, religious beliefs, health information, criminal background, or trade union memberships. If you elect to submit such information, it will be subject to this Privacy Policy.

Some surveys and quizzes we conduct may involve sensitive data. We require your explicit consent before processing any sensitive personal information.

Your Rights

You have the following rights regarding your personal information: Opt-Out: You may opt out of future email communications by using the unsubscribe link in any email, or by contacting us at hello@amseagency.com.

Amend/Update: Contact us at hello@amseagency.com to update your personal information, or update your subscription profile directly.

Right to Be Forgotten: In certain circumstances, you may request that we erase your data by submitting a request to hello@amseagency.com. Please note that removal may result in termination of your membership. We may retain certain records as required by law.

Marketing Communications

Our lawful ground for processing your data to send marketing communications is either your consent or our legitimate business interests. You may opt out of marketing messages at any time by clicking the unsubscribe link in any email.

Information Sharing and Disclosure

AMSE Agency® will not rent, sell, or share your personal information with unaffiliated third parties except as needed to provide services you have requested, or as required by law. We may share information to respond to legal process, establish or defend legal rights, or protect the property of AMSE Agency®.

If AMSE Agency® is acquired by or merged with another company, we will notify active registered users of any changes to this Privacy Policy.

Third-Party Service Providers

AMSE Agency® currently uses the following third-party service providers. Each provider's use of your data is subject to their respective privacy policies:

Google Analytics — Tracks Website usage, including referring sites and user actions. May capture your IP address but no other personal information.
ConvertKit — Used to deliver email newsletters and updates. We store your name and email address for this purpose.
Circle — Hosts the membership dashboard and community resources.
Airtable — Used for membership applications.

This list may be amended from time to time at AMSE Agency®'s sole discretion. We will update this policy to reflect any changes in our third-party relationships.

Credit Card Data

We do not collect or store your full credit card information. All payment transactions are processed securely through PayPal and/or Stripe. At no point does AMSE Agency® receive or store your full credit card number, security code, or payment profile. Your payment information is fully protected by these PCI-compliant platforms.

Data Security

We have implemented appropriate security measures to prevent your data from being accidentally lost, used, altered, disclosed, or accessed without authorization. Access to your data is limited to employees and partners with a legitimate business need. We have procedures in place to address any suspected personal data breach and will notify you and applicable regulators as required by law.

Data Retention

We will retain your data only as long as necessary to fulfill the purposes for which it was collected, including satisfying any legal, accounting, or reporting requirements. For tax purposes, we are required to keep basic customer information for six years after the end of a customer relationship. In some circumstances, we may anonymize your data for research or statistical purposes and use it indefinitely.

Cookies

We may use cookies to improve your Website experience. Cookies are small data files downloaded to your device that help us recognize your browser, personalize your experience, and track site usage. We may use both session cookies (which expire when you close your browser) and persistent cookies. You may decline cookies in your browser settings; however, some features of our Website may not function properly without them.

We may also use affiliate tracking cookies to record visits and purchases for commission purposes, and our newsletters may contain tracking pixels to help us understand email engagement.

Children Under 18

AMSE Agency® does not target our Website or services to children, and we will not knowingly collect personal information from anyone under the age of 18. If a parent or guardian believes we have collected information about a child under 16, please contact us immediately at hello@amseagency.com and we will promptly remove such information.

Third-Party Links

Our Website may contain links to third-party websites, plug-ins, and applications. We are not responsible for the privacy practices of those websites. We encourage you to review the privacy policy of every website you visit.

Live Events

Events you attend may be recorded and used for marketing and partnership purposes. By attending an AMSE event, you consent to being recorded.

Updates to This Policy

AMSE Agency® may update this Privacy Policy periodically to reflect changes in our practices or applicable law. We encourage you to review this Policy regularly to stay informed about how we protect your information.

Questions and Contact

If you have questions or concerns about this Privacy Policy or Terms and Conditions, please contact us at:

AMSE Agency®

Email: hello@amseagency.com

Website: https://www.amseagency.com/contact